The Weichert, We Do It All, Guaranteed! program Terms and Conditions
The Weichert, We Do It All, Guaranteed! program is a unique offering of benefits to consumers who buy a home from Weichert, Realtors® and use Mortgage Access Corp. d/b/a Weichert Financial Services (“Weichert Financial Services”) for their related mortgage financing and one of Weichert’s partners for title settlement services, and obtain an homeowners insurance quote from Weichert Insurance Agency, Inc. The We Do It All, Guaranteed! program is designed to demonstrate our unique value proposition ‐ an integrated mobility, real estate, mortgage, insurance, title settlement, home protection and moving services customer experience.
There is no obligation to participate in the program or use any settlement services in the future. To be eligible to receive the benefits of We Do It All, Guaranteed! program described below, you must satisfy all applicable conditions. Our All Under One Roofsm Customer Experience team of advisors are available for those consumers that elect to enroll for one or more of the benefits. You are not required to participate or enroll in the We Do It All Guaranteed program or use any Weichert Partner (described below) for settlement services to obtain brokerage services from Weichert, Realtors®.
If you buy a home with Weichert, Realtors® and choose to use a Weichert Partner in connection with your purchase under the We Do It All, Guaranteed! program you are eligible for certain benefits, including the Performance Guarantee, subject to certain additional limitations and conditions, as set forth below.
The We Do It All, Guaranteed! benefits are void where prohibited and are non-transferable, subject to the terms herein. Some We Do It All, Guaranteed! benefits may not be available in all areas. The Weichert affiliated companies offering the We Do It All, Guaranteed! benefits reserve the right to cancel or modify the We Do It All, Guaranteed! program at any time without prior notice. Not everyone will qualify, and none of the participating Weichert affiliated companies will be liable for disputes over payment or division of payment among multiple parties. Where there are multiple owners, purchasers, or non-purchasing spouses in a transaction, such parties are responsible for handling funds or as the law requires.
Weichert All Under One Roofsm is comprised of real estate brokerage and related mortgage financing, homeowners’ insurance and title insurance services and products offered by the Weichert® companies. Certain terms and conditions may apply. Not all services and products may be available in your area. Each Weichert® franchised office is independently owned and operated. Weichert® is a federally registered trademark owned by Weichert Co. All other trademarks are the property of their respective owners. REALTOR® is a federally registered collective membership mark which identifies a real estate professional who is a Member of the NATIONAL ASSOCIATION OF REALTORS® and subscribes to its strict Code of Ethics.
Information Sharing and Privacy
Information about you and your interest in and eligibility for services and benefits offered under the We Do It All Guaranteed! program may be collected and used in various ways by Weichert, its affiliated companies and Weichert Partners. For more information on the Weichert’s Privacy Statement and any opt-out rights you may have, please see https://www.weichert.com/
Description of We Do It All, Guaranteed! Benefits
As stated above, the Weichert Performance Guarantee is available solely to consumers who buy a home with Weichert, Realtors, and choose to use Weichert Financial Services for their related mortgage financing and use one of Weichert’s partners for title settlement services and obtain an homeowners insurance quote from Weichert Insurance Agency, Inc. Consumers meeting all applicable requirements are entitled to the benefits described below
Closing Cost Credit
If you use Weichert, Realtors® for the purchase of your 1-to-4 family owner occupied primary residence, you are eligible to receive a $500 lender credit from Weichert Financial Services towards closing costs reflected on the Closing Disclosure (CD). This offer subject to credit and underwriting and closing with Weichert Financial Services. The lender credit is only valid for completed applications submitted for first lien purchase-money mortgages secured by 1-to-4 family owner occupied primary residence, located in MD, NJ, PA, VA and the District of Columbia. Only one lender credit permitted per new loan. The lender closing credit may not exceed out-of-pocket expenses and is valid only for 60 days from the date of the first lien purchase-money mortgage application. The value of the lender closing credit may be reported for tax purposes as required by law. Not all borrowers will qualify. Weichert, Realtors® is not a mortgage lender. To determine whether you qualify for the lender closing credit, please contact Mortgage Access Corp. d/b/a Weichert Financial Services for more information. This offer is not a commitment to lend or extend credit. Mortgage Access Corp. d/b/a Weichert Financial Services, Executive Offices: 225 Littleton Road, Morris Plains, NJ 07950. 1-800-829-CASH. Company NMLS #2731 (www.nmlsconsumeraccess.org).
Weichert Home Protection Plan
If you use Weichert, Realtors® for the purchase of a 1-to-4 family owner occupied primary residence are eligible to receive a free one-year Weichert Home Protection Plan from Weichert Financial Services, subject to credit approval, underwriting approval and closing with Weichert Financial Services. The Weichert Home Protection Plan is only valid for completed applications submitted for first lien purchase-money mortgage of a 1-to-4 family owner occupied primary residence the offer is valid only for 60 days from the date of the first lien purchase-money mortgage application. Properties must be located in MD, NJ, PA, VA and the District of Columbia. The Weichert Home Protection Plan has a maximum value of $499.00. This offer is void where prohibited and is non-transferable, subject to the terms herein. Weichert Financial Services reserves the right to cancel or modify the offer for a Weichert Home Protection Plan without prior notice. Neither Weichert Financial Services, Weichert, Realtors, nor its affiliated companies, is the provider of the Weichert Home Protection Plan. The Weichert Home Protection Plan issued by HomeSure Services, Inc. and its affiliates, and are administered by Cinch Home Services, Inc. Optional coverages are sometimes available for an additional cost. Product availability is subject to property location. For further details, please see the Terms and Conditions provided by Cinch Home Services, Inc. at https://www.
Buyers and Sellers are eligible to receive a $50 gift card from Weichert Insurance Agency, Inc. for request an insurance quote for auto or home insurance. Eligible Policy Types are home (no renters unless it is an auto package), auto and dwelling. To receive the gift card, eligible participants must receive a quote along with a review of the quote with an insurance advisor. One gift card per household per year. Payment will be made in the form of an Amazon gift card. The card that may be awarded will not be transferable, redeemable for cash or exchanged for any other item of value. The value of any award may be reported for tax purposes as required by law. By submitting information for a quote, you agree to allow Weichert Insurance Agency, Inc. to use this information to obtain quotes with various insurers for comparison purposes. No purchase is required. Existing customers of Weichert Insurance Agency, Inc. are not eligible unless there is an opportunity to quote either their primary home or auto policy. This offer is void where prohibited and is non-transferable, subject to the terms herein. Weichert, Realtors® is not an insurance broker. Contact Weichert Insurance Agency, Inc. for insurance products and eligibility. Weichert insurance Agency is an independent insurance brokerage firm licensed in all 50 United States and represents multiple carriers in multiple states. Rates and coverages may vary by state or carrier. Our intention is to provide the lowest price and the most comprehensive coverage available although we do not guarantee our performance or the lowest price. All information presented is intended for illustrative purposes as a general description of available coverages and may not be construed as a statement of contract or legally binding. All coverages are subject to all policy provisions and applicable endorsements. Some coverage may be subject to an individual meeting underwriting qualifications and availability within a given state. Available at participating Weichert® franchises.
Weichert Performance Guarantee
Qualified borrowers of first lien purchase-money mortgages may be eligible to receive the $5,000 Weichert Performance Guarantee (the “Weichert Performance Guarantee”) from Weichert Financial Services. Specific terms and conditions apply, and not all borrowers will qualify. To determine whether you qualify for the Weichert Performance Guarantee, please contact one of our Mortgage Advisors for more information. Available at participating Weichert® franchises.
Subject to the following terms and conditions, Weichert Financial Services will guarantee the closing date of qualified borrowers who use Weichert, Realtors® for the purchase of 1-to-4 family owner occupied primary residence, obtain a first lien purchase-money mortgage financing from Weichert Financial Services and close their real estate purchase transaction using a Weichert Partner for title settlement services from (where available) (for a list of approved Weichert Partners, please contact your local Mortgage Advisor). The Weichert Performance Guarantee guarantees that Weichert Financial Services or any Weichert Partner will not delay the closing date agreed upon by you and the seller in the original purchase agreement (“Guaranteed Closing Date”). The fully executed purchase agreement must identify a specific closing date not to occur sooner than thirty (30) calendar days after the date that Weichert Financial Services receives the fully executed first lien purchase money mortgage application*. If the Guaranteed Closing Date is delayed due to the non-performance of Weichert Financial Services or a Weichert Partner, you will be eligible to receive the Weichert Performance Guarantee in effect when you submitted your first lien mortgage application. The Weichert Performance Guarantee may not be available in all areas.
You ARE eligible to receive the Weichert Performance Guarantee if:
- You obtain a conventional FNMA, FHLMC, or FHA purchase-money mortgage from Weichert Financial Services for the purchase of a 1-to-4 family owner-occupied primary residence in MD, NJ, PA, VA or the District of Columbia;
- The closing date set forth in the executed purchase agreement is at least 30 calendar days from the binding date of the purchase agreement.
- You submit to Weichert Financial Services a completed and signed first lien purchase-money mortgage application.
- You submit all loan documents required by the Weichert Performance Guarantee Mortgage Loan Application, including all pages and addendums to the final fully executed purchase agreement specifying a closing date; and
- You submit a signed interest rate lock-in agreement no later than ten (10) business days before the Guaranteed Closing Date.
- The Intent to Proceed Disclosure must be returned to Mortgage Access Corp, dba Weichert Financial Services no later than 48 hours after receipt. Failure to do so may disqualify you from the program.
- You satisfy all conditions and contingencies specified in the fully executed purchase agreement and required by Weichert Financial Services, including the sale of the borrower’s primary residence (if applicable), prior to or at the closing.
You are NOT eligible to receive the Weichert Performance Guarantee if:
- You apply for a VA, Jumbo or specialty mortgage products and/or change the type of mortgage you originally applied for to a state government loan program;
- Your application for a first lien purchase money mortgage is denied for the following adverse actions: withdrawn; closed for incompleteness; approved not accepted; suspended; or is delayed in final approval due to third party conditions or regulatory requirements;
- The Guaranteed Closing Date is changed or delayed by you, the seller or any other party without the consent of Weichert Financial Services and the participating Weichert Partner(s). However, if you give Weichert Financial Services and the Weichert Partner written notice at least seven (7) business days before the closing date listed on the original purchase agreement, you may extend the closing date for up to an additional seven (7) business days.
- The Guaranteed Closing Date is delayed due to a force majeure event, including weather or natural disaster, or as a result of unforeseen circumstances related to the COVID-19, or other reasons outside of the control of Weichert Financial Services or the Weichert Partner.
Exclusions and Limitations
Weichert Financial Services may, at any time and without notice, change the terms or discontinue the Weichert Performance Guarantee, except for eligible purchase transactions submitted before Weichert Financial Services’ withdrawal, termination, or amendment. Employees, agents, and family members of Weichert Financial Services and its affiliated companies are not eligible to participate in the Weichert Performance Guarantee program. The Weichert Performance Guarantee payments may be reportable to IRS on form 1099-MISC.
GOVERNING LAW; LIMITATION OF DAMAGES AND ARBITRATION: You agree that:
- This Weichert Performance Guarantee will be governed by the laws of the State of New Jersey, without regard to its choice of law or conflict of laws principles;
- That in any and all disputes arising out or connected in any way with the Weichert Performance Guarantee you will NOT be entitled to receive more than $5,000; and
- Any and all disputes arising out or connected in any way with the Weichert Performance Guarantee will be resolved individually and exclusively by final and binding arbitration administered by the American Arbitration Association (AAA) conducted before a sole arbitrator and held in New Jersey. Arbitrator’s decision shall be controlled by this description of the Weichert Performance Guarantee and shall apply only to the individual initiating the dispute. Arbitrator will not have the power to award special, consequential, incidental, punitive, or other similar damages.
Questions About the We Do It All, Guaranteed! Program
If you have questions about the We Do It All, Guaranteed! program, you may email customercare@weichertrealtors.
The Weichert Performance Guarantee Claims
All claims for payment of the Weichert Performance Guarantee must be made in writing to Weichert Financial Services within thirty (30) business days following the closing date to: Mortgage Access Corp. d/b/a Weichert Financial Services, 225 Littleton Road, Morris Plains, NJ 07950 Attn: Guarantee Claims Department, or you may email the claim to goldclaims@weichertfinancial.
Affiliated Business Arrangement
This is to give you notice that Weichert Financial Services has a business relationship with the following companies (hereinafter collectively referred to as the “Weichert Family of Companies”): Weichert, Realtors®, which is comprised of six (6) real estate brokerage companies (Weichert Co.; Weichert Co. of Maryland, Inc.; Weichert Co. of Pennsylvania; Weichert Co. of Virginia; Weichert Inc.; and Weichert South Jersey, Inc.); JMWEICHERTGROUP CO.; Weichert Insurance Agency, Inc.; Settlement Express of PA, LLC; Southeastern Abstract Company, Inc. d/b/a Weichert Closing Services; Weichert National Title Services, LLC; Title Closing Services, LLC d/b/a Weichert Title Agency d/b/a Democracy Title Agency; Weichert Title Agency, LLC; Virtual Endeavors, LLC and Weichert Title Agency of Maryland, LLC. Except as noted below, James M. Weichert is the 100% owner of the above referenced companies. Because of these relationships, any referral may provide Mortgage Access Corp., its owners and employees and any of the Weichert Family of Companies, with a financial or other benefit. For more information on the Weichert’s Privacy Statement and any opt-out rights you may have, please see https://www.weichert.com/
Weichert, Realtors® is not a mortgage lender. Contact Weichert Financial Services for mortgage products and eligibility. All loans are subject to credit approval. This advertisement is not a commitment to lend or extend credit. All the above terms and conditions are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal, and title report. Mortgage Access Corp. d/b/a Weichert Financial Services, Executive Offices: 225 Littleton Road, Morris Plains, NJ 07950. 1-800-829-CASH. Company NMLS #2731 (www.nmlsconsumeraccess.org). Licensed Mortgage Lender – CT, DE, DC, MD, NJ (Licensed by the N.J. Department of Banking and Insurance), PA, VA. Weichert Financial Services arranges loans with third-party providers. Equal Housing Lender.